Employer-sponsored emergency savings accounts (ESAs) are a unique opportunity to impact employee financial well-being. To create a lasting impact, broad adoption by employers and significant employee participation is critical. Designing future legislation for employer-sponsored ESAs should include tax incentives for employers and employees.

We review existing tax credits and incentives for employer-sponsored benefits to uncover how these might be applied to emergency savings accounts. We identify promising opportunities and challenges for policymakers to consider across these models closely and invite policymakers to join us in further exploring these concepts and developing effective policies to incentivize workplace emergency savings.