As more organizations aspire to help customers and employees build emergency savings, they are increasingly seeking to adopt effective solutions. In 2021, BlackRock’s Emergency Savings Initiative (ESI) oversaw nearly 30 projects, new and ongoing, to implement better ways to save. This year, ESI also added new partners which have potential to expand access to more than 1 million new households, disseminated learnings, and worked with policymakers to eliminate barriers to access. ESI has played a vital role with partner organizations to represent the voice of low- to moderate-income (LMI) households and help our partners move from idea to implementation.

This report contains some of the lessons learned from research and case studies concluded in 2021.